MSME
Udyam registrations pass 7.3 crore; credit cards for Udyam-registered micro enterprises
- Effective
- Not confirmed on a government page
- Published
- 2026-01-29
- Authority
- Ministry of Micro, Small and Medium Enterprises / Department of Financial Services
More than 7.30 crore enterprises had registered on the Udyam Registration Portal and the Udyam Assist Platform between 1 July 2020 and 17 December 2025 - 4.37 crore on Udyam and 2.92 crore on the Udyam Assist Platform. Registration remains free, paperless and digital. Separately, a scheme to issue credit cards to Udyam-registered micro enterprises gives them faster access to working capital finance; all Udyam-registered micro enterprises requiring working capital are beneficiaries. RBI has advised banks that credit decisions on loans up to Rs 25 lakh to micro and small enterprise borrowers must not take more than 14 working days.
The government release gives no commencement date or scheme guidelines link for the micro enterprise credit card, so effectiveDate is null.
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